Westpac has cut its home loan and term deposit interest rates to remain competitive with other major banks, prompting increased mortgage applications and reflecting broader market trends in lending and borrowing.
How the framings classify across 3 articles. Each framing is labelled by a small AI stance classifier; see the methodology page for details.
Stacked weekly counts; colour by lean. “n/a” covers government and iwi-Māori sources where lean isn't applicable.
How this topic has been named, week by week. A new alias winning out is usually a framing shift.
Verbatim segments from politicians speaking on podcasts and radio shows about this topic. Sourced via the voice-reference library — each speaker has been confirmed manually from their voice clip. Click play to stream the original audio from the publisher, pre-seeked to the moment the quote starts.
Heather Duplicy Allen. Okay, here's a question for you. If you really like Winston Peters' idea of buying back the BNZ, here's a question. Why? What is the problem that you think will be solved by buying back the BNZ? Do you think that the banks are ripping you off because they're owned by the Aussies, and if only one of them was owned by us again, then they wouldn't rip us off? Go and have a look at the home loan rates that Kiwi Bank offers right now. They're basically the same as, if not higher, than what the Aussie owned banks are offering. Do you think that this might help competition? In which case I'm going to ask you the question: how does taking BNZ and Kiwi Bank and then combining them into one bank so that you have one fewer bank out there help competition? Do you think it's going to stop 1.5 billion dollars in profit heading over to Australia and that will make us richer? Yep, your logic is good on that one. But first, we're going to have to borrow huge amounts to buy the bank and pay huge amounts in interest. So that'll take about 10 to 20 years before we start seeing those profits flow into New Zealand rather than into the interest payments on the debt. And that is at a time when two credit ratings agencies have warned us that we cannot keep taking on more debt or they're going to downgrade us next year, making all of our debt more expensive.
Up to 12 framings spread across orientations. Each framing is a short phrase the topic extractor generated to characterise the piece's stance — not a quote from the source. Click through to read the original.
undermined by regulatory bias
What’s the definition of a ‘bank’? Newbie discovers it’s not so welcomemore choice and affordability for consumers
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