Retail NZ opposes a proposed government ban on merchant surcharges, arguing it will drive up prices, harm small businesses, and entrench dominant payment providers while failing to address underlying cost issues.
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barrier to innovation and new payment models
**Surcharge ban will hurt small businesses and push up prices** \\ \\ **14 October 2025**\\ \\ “Retailers are not profiteering. Surcharges are a transparent way to recover the high costs of accepting certain payment methods. If this Bill passes, those costs won’t disappear – they’ll just be hidden in higher prices for everyone”, Ms Young says.Spotted something wrong on this page? Report a correction.
